Credit Cards

New Image Block

Giving you serious buying power.

They might have a bit of a reputation, but the fact is, credit cards are an important financial tool. We make it easy for our members to build and use credit with confidence. Our CommunityAmerica Visa ® cards offer great rewards and better interest rates than you'll find at a bank. We're even offering a promotion for 0% APR1 for the first 12 months with no annual fee. A credit card with us could also increase your share of Profit Payout2. The benefits just keep piling up.

0% APR1 for 12 months with no annual fee

It doesn't get much better than that. Whether you want a low rate, cash back or rewards, we have the card for you. 

Apply Now

Visa® Signature

Earn 1.5% cash back3 with every purchase.

With our Visa® Signature card, you earn unlimited 1.5% cash back on every purchase. You don't have to worry about an annual fee. Plus, there are no foreign transaction fees and you'll receive complimentary Visa® Signature Concierge services. What’s not to like?

Apply for a Visa Signature Card 

Visa® Rewards

We love it when credit cards give back.

With our Visa® Rewards card, you earn one reward point for every dollar spent4. Your points can be redeemed at any time for cash, travel, merchandise or gift cards at uChoose Rewards. There's no limit to the amount of points you can rack up. And there’s no annual fee.

Apply for a Visa Rewards Card

Visa® Low Rate

You’ll never lose interest in this credit card’s low interest rate.

Straightforward. Reliable. Affordable. No annual fee. Best of all, the lowest rate5. Basically, everything you want in a credit card. We’re not in the habit of naming our cards, but if we did, this one would be called “Old Faithful.”

Apply For a Visa Low Rate Card

uChoose Rewards®

Everyone deserves a reward once in a while, right?

Now, when you use your CommunityAmerica Visa® Rewards card, you can redeem your points for cash, travel, merchandise or gift cards. Go ahead, log in to see your great choices.

log in to uchoose rewards

Compare Credit Cards

Which one is right for you?

All of our credits cards come with great benefits. Which one is right for you?

Visa Signature Visa Rewards Visa Low Rate
No annual fee Yes Yes Yes
Promotional 0% APR1 for first year available Yes Yes Yes
APR5 thereafter
as low as		 13.24% 13.24% 11.24%
Points earned for every dollar spent4 No 1 No
No foreign transaction fees Yes No No
Visa® Signature Concierge Services Yes No No
Cash back3 1.5% No No
Chip enabled Yes Yes Yes
Balances qualify for Profit Payout2 Yes Yes Yes
$1,000,000 free travel/accident insurance Yes Yes Yes
Visa® Zero Liability Policy6 Yes Yes Yes
Cash advance and nationwide ATM Yes Yes Yes
Apply Apply Apply

Calculators

How Can I Estimate My Credit Score?

Use this calculator to help you determine a possible range of credit scores based on your financial situation.

Calculate Now >

Should I Transfer My Credit Card Balances?

Use this calculator to help determine your potential savings.

Calculate Now >

See All Calculators

1 APR=Annual Percentage Rate. 0% intro rate applies to purchases and balance transfers only. Member responsible for balance transfer fees. Card offers subject to credit approval. Terms may vary based on creditworthiness. Click here for details, which include rates, fees, other costs and information. Special Introductory APR offer is a limited time offer, and is subject to change or end at any time. Not applicable to current credit card members.
2 Click here for details on Profit Payout.
3 1.5% cash back is earned annually on December statements.
4 The Visa®Rewards card earns 1 point for every $1.00 spent in net retail purchases (net sales less returns). Minimum of 1,000 points needed to redeem.
5 Click here for rate and fee information. Click here for details on Credit Card disclosures.
6 CommunityAmerica Visa® Zero Liability Policy does not apply to ATM transactions or to PIN transactions not processed by Visa®.
Your Profit Payout

Your Profit Payout


With CommunityAmerica, everyday banking could earn you money. Find out how much you could earn by banking with us. 

Estimate your Profit Payout >

Download the Mobile App


CommunityAmerica Mobile App on the App Store

Communityamerica Mobile App On Google Play

Back To Top

Copyright, ©2017, CommunityAmerica Credit Union
All Rights Reserved
Federally insured by NCUA